HDFC Bank Q4FY22 result PAT surges up by 19.53% as FY ended to ₹38052.75 crore

Net interest margin (NIM) stood at 4 per cent on total assets and 4.2% based on interest-earning assets. NIM for the December quarter stood at 4.2% and 4.1 % in the year-ago quarter

HDFC Bank q1fy23 result
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Private lender HDFC Bank posted its Q4FY22 Financial Result on Saturday that reports a 22.8% hike in Net Profit for the March quarter to ₹ 10,55.20 crore, after successfully providing ₹ 2,989.50 crore for taxation. The details below are as follows.

(I) Un Audited Consolidated Financial Results for Quarter Ended (YoY comparison):

The company has reported, a consolidated Total Income of ₹43,960.45 crore in the quarter ended on March 31, 2022 as against ₹40,909.49 crore in the corresponding quarter ended last year on Mar 31, 2021, increased by 7.45%.

The company has posted a consolidated Net Profit of ₹ 10,474.89crore in the quarter ended on March 31, 2022 as against ₹8,444.33 crore in the corresponding quarter ended in last year on Mar 31, 2021. The PAT surges up by 24.05 %.

The status of the EPS of the company stood at ₹18.7 as on March 31, 2022 compared to the previous quarter ended on Mar 31, 2021 which was ₹15.2, up by 23.03%.

₹*Mar 31, 2022Dec 31, 21Mar 31, 21
Total Income43960.4543364.9640909.49
Total Expenses26240.0525331.1323891.16
Total Tax3214.963602.362821.40
PAT10474.8910615.778444.33
*figures are in Crores

(II) Un/audited Consolidated Financial Result details for the Year Ended :

The company has reported, a consolidated Total Income of ₹1,67,695.40 crore in the financial year ended on March 31, 2022 as against ₹155885.28 crore for the financial year ended on Mar 31, 2021, increased by 75.76%.

The company has posted a consolidated Net Profit of ₹38,052.75 crore in the financial year ended on March 31, 2022 as against ₹31,833.21 crore for the financial year ended on March 31, 2021. The PAT surges up by 19.53%.

The status of the EPS of the company stood at ₹68.3 as on March 31, 2022 compared to the previous year ended on March 31, 2021 which was ₹57.6, up by 18.6%.

₹*Mar 31, 2022 (FY22)Mar 31, 2021 (FY21)
Total Income167695.40155885.28
Total Expenses98896.7694248.85
Total Tax12722.4910939.37
PAT38052.7531833.21
*figures are in Crores

(III) Key Highlights about the Performance :

  • CAR Ratio was at 18.9% as on Mar 31,22 and 18.8% as on Mar 31, 21.
  • Retail loans grew by 15.2%
  • Commercial and Rural loans grew 30.4%
  • Wholesale loans up by 17.4%
  • Overseas advances contributed 3.1% of total advances
  • Net interest margin (NIM) stood at 4 per cent on total assets and 4.2% based on interest-earning assets. NIM for the December quarter stood at 4.2% and 4.1 % in the year-ago quarter
  • (IV) Asset Quality :
%Mar 31, 2022Dec 31, 21Mar 31, 21
Gross non-performing Assets1.171.261.32
Net non-performing Assets0.32

Shares of HDFC Bank Ltd was last traded in BSE at ₹1464.85 as compared to the previous close of ₹1493.25. The total number of shares traded during the day was 286246 in over 12233 trades.

The stock last hit in BSE,

  • Intraday High of ₹ 1501.95
  • Intraday low of ₹ 1462.35